So you might be a bit scared to travel right now with the whole “world situation” meaning yes, that nasty virus. So what is the best mexico travel health insurance to travel to Mexico in order to keep your health intact?
Why do you need Medical travel insurance for Mexico?
So, why do you need Medical travel insurance for Mexico anyway? There is very good medical care in Mexico. And it’s not expensive. So even if you don’t have insurance you’d most likely be ok for small medical issues.
However, there are a few things to consider when travelling to Mexico, health insurance being one of them. Many people don’t think about it until they’re on their way to the airport and realize they don’t have coverage for medical emergencies while abroad.
A good policy will cover you for unexpected medical expenses, including emergency transport back to your home country. It’s important to review the policy before you leave to make sure you’re covered for everything you might need, such as pre-existing conditions and evacuation costs.
Without Mexico travel health insurance, a simple medical emergency can quickly become very expensive. A trip to the hospital in Mexico can easily cost several thousand dollars, and that’s if you’re lucky and don’t need to be evacuated back to your home country.
If you’re planning on travelling to Mexico, it’s a good idea to invest in a good travel health insurance policy. It can save you a lot of money and stress in the event of a medical emergency.
How do you find the medical travel insurance for Mexico?
There is no one-size-fits-all answer to this question, as the best policy for you will depend on your individual needs and budget. However, there are a few things to look for when choosing a policy:
– Coverage for pre-existing conditions
– Coverage for emergency transport back to your home country
– Evacuation costs
These are just a few of the things to look for in your medical travel insurance for mexico. Contact your insurance company or an independent travel insurance agent to find the best policy for you.
Why worry about having Mexico travel health insurance?
Maybe you’re a “snowbird”, someone who lives in Mexico for just part of the year (definitely the winters!) Or maybe you’re just really not comfortable leaving your country knowing you’re not covered in case something (anything!) happens.
Having proper medical travel insurance for mexico is something more to worry about as you get a little older, and for good reason. A fall down some steps or an unknown illness, is stressful enough even when you’re home. But it can be a bit more scary when you’re visiting a foreign country and don’t know the language. So it’s definitely practical to be covering all your bases before you leave your home country.
Mexico Travel Health Insurance is one of those things that you hopefully won’t even use but that being said, I am always an advocate of being prepared for any eventuality in life. It makes things easier and saves you some worry.
What’s the Best Medical travel insurance for Mexico for Canadians?
There are a lot of different kinds of global insurance and there are many good companies but since most of my readers are American or Canadian I’ll just focus on those countries.
If you’re Canadian you might be worried about getting insurance that includes COVID-19 protection.
For example, my Mexican husband has an elderly father in Mexico and it may be necessary for him to visit him for health reasons. In that case, although we use all precautions, we may have to leave the country regardless if the travel rules change in Canada.
Coverage depends on customers not showing symptoms of the virus prior to their contract date. So that’s good news if you absolutely MUST travel to Mexico right now. It brings piece of mind knowing that if worse comes to worse, you’ll be taken care of in case of emergency.
What Other Insurance Should You Use?
It also seems like other insurance companies will be restoring their coverage for COVID-19 once the tough travel advisories are lifted in Canada so you’ll have other choices too. For now, it’s pretty limited though.
What About coverage for Americans?
As an American you’ll have a lot of choices. One I can recommend is Aardy Insurance. Their website says that they provide travel insurance even if you contract COVID-19. They provide trip cancellation, trip interruption , medical insurance and trip delay.
Another great choice if you’re travelling from the United States to Mexico is Travelex Insurance. Their website says that they provide coverage if you or your family member get coronavirus before or during your trip. Good to know! Definitely some peace of mind there…
Should I Even Travel?
Should you even travel right now? To be honest, there is no exact answer and I wouldn’t even try to give it to you.
In the middle of COVID-19 many governments are making it very difficult to travel to Mexico and other countries, and with good reason. They are doing what they can to halt the pandemic that has ruled our lives (or so it feels like!) for the past year.
But that being said, not everyone is of the same cookie-cutter background. If you can stay home right now it might be best to wait until things get a little bit better. However like I mentioned above, you may have a valid reason for travelling that can’t be put off.
Essential reasons for travelling might be for family reasons (like us!), emergencies or financial reasons so if you do travel, it’s definitely a personal decision.
But whatever your choice is right now make sure you take all precautions. In that case, insurance is a must.
We’re all hoping things will get better and we’ll all be back to enjoying beautiful Mexico whenever and however we want. But if you do decide to go there right now for whatever personal reasons make sure you’re covered by insurance for whatever circumstance you might encounter.
What do you think about travelling to Mexico? Leave your comments below